I’m at this stage.

This stage right now.

The debts that I owe, 

They overflow.

 

Each morning a chime.

Some times two or three.

Each morning i rise.

Each buzz I despise. 

 

The 0800’s, are not for a chat.

Somedays they last longer.

Late evenings they ponder,

They want to know why –

Why, I failed right flat.

 

Not longer I’ll be here-

This I pray.

This stage is so filled with pure dismay.

 

But as I still say this.

I’m not one to dwell.

I focus on future.

Yes that is her name.

 

A note for her.

I must remember-

 

Here –

Where i”m at.

 

No cry for help.

This is not it.

 

I don’t spend funds wisely. 

But I’ll learn and I’ll grow. 

 

By then I’ll know,

 

I’ve been through this stage.  

 

By then I’ll know.